Federal Parent Loan
Up to the cost of attendance
The Federal Parent Loan for Undergraduate Students (PLUS) is a loan that can be taken out by parents of dependent undergraduate students.
Application Process
- Submit your FAFSA as soon as possible after December 1.
- Apply at studentaid.gov.
Requirements
- All dependent undergraduate students
- Not need-based
About this Loan
A PLUS loan must be applied for by the parent of a dependent student. Loan funds are disbursed to the student’s account in halves each semester. Payment terms can be chosen at the time of application. A loan fee of 4.228% will be withheld from the amount borrowed, and interest will begin after the first disbursement.
- Credit decisions are based on recent credit history, not debt-to-income ratio.
- Loan comes with a fixed 6.28% interest rate.
- If the parent is denied the PLUS loan due to credit, the student qualifies for additional federal Unsubsidized Direct Loans ($4,000 for Freshmen and Sophomores and $5,000 for Juniors and Seniors).
Learn more about PLUS loans.
Questions? Don’t hesitate to reach out to Financial Aid at financialaid@corban.edu or 503-375-7006.